3. They make it automatic.
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Giving your savings a serious bump isn’t painful when you set it on auto pilot. “If you manually go in and move the money, it’s probably not going to happen as consistently,” says Certified Financial Planner Taylor Schulte, founder of Define Financial.
In addition to savings, automatically contribute to an IRA and other investment accounts. With your 401(k), consider upping the percentage you contribute each year—whenever you get a raise or cost-of-living adjustment, your future savings will get a bump, too.
